With the December 7th Medicare Open Enrollment deadline fast approaching, now is the perfect time for beneficiaries to review their current coverage and ensure everything is still meeting their needs. medicare.gov
Plans can change from year to year — including premiums, provider networks, and prescription drug coverage. Many Iowans have reported that some healthcare providers are no longer accepting certain Medicare Advantage plans, making it especially important to confirm that your preferred doctor or clinic still takes your current plan before the enrollment window closes.
It’s also wise to double-check your prescription drug coverage. Formularies can shift annually, and a quick review could prevent unexpected costs at the pharmacy in the year ahead.
While exploring coverage options, be cautious of unsolicited calls offering “too-good-to-be-true” plans or pressuring you to switch. Scammers often target seniors during open enrollment. If you’re unsure whether a change is right for you, reach out to a trusted friend, family member, or advisor for help before making any major decision.
Medicare Open Enrollment ends December 7th, and after that date, most changes can’t be made until next year. Take a few minutes now to review, compare, and ensure your coverage is the right fit for 2026.