Community 1st Credit Union is inviting area students to apply for its Youth Heifer Program, a unique opportunity that helps seventh and eighth graders learn the responsibilities of raising cattle while gaining valuable financial and agricultural experience.
The program provides a five-year, zero-interest loan for up to five bred heifers, giving participants the chance to build a small herd of their own. Students track financial records, make herd management decisions, and set future goals, all while receiving mentorship and industry knowledge from experienced professionals.
Up to three applicants will be selected. Students entering seventh or eighth grade in fall 2025, who live and operate within the C1st field of membership, are eligible to apply. Applicants must provide written letters of recommendation, financial records, and a project plan that includes anticipated income and expenses for the first year. Parent or guardian consent is required.
The market value of the heifers will be established when the animals are delivered, and repayment will be made in five annual installments at zero percent interest.
Applications are due October 18, 2025. For more information or to apply, visit c1stcu.com/youthheifer OR call 866-360-5370.